Fastlane Lending offers a range of financing solutions for home improvement projects. These include traditional installment loans with fixed monthly payments, as well as promotional financing options that can help make larger projects more affordable.
Our programs are designed to accommodate a broad credit spectrum. While terms and offers may vary based on credit profile, we work with customers across prime, near-prime, and non-prime with a FICO floor as low as 620.
Loan amounts typically range from smaller projects around a few thousand dollars up to larger renovations exceeding $50,000, depending on the customer’s credit profile.
Most customers receive a decision within minutes. Our streamlined application process is designed for speed, so you can keep projects moving without delays.
Our prequalification process uses a soft credit inquiry, which does not impact the customer’s credit score at this stage. Once the customer signs the loan agreement, a hard inquiry is then run and may impact the customer’s credit score.
No, there are no origination fees or hidden fees.
No. Customers can pay off their loan early without penalty.
Funding timelines can vary depending on the program, but in many cases, funds are available within 1–3 business days after final approval and any required documentation is completed.
Yes. We provide training and resources to help your team confidently present financing to customers. This includes onboarding sessions, sales tips, and ongoing support so your team knows how to position financing as a solution to affording their home improvement.
Most home improvement projects qualify, including roofing, HVAC, windows and doors, siding, kitchens, bathrooms, flooring, and general remodeling. For a full list of approved project types, click here.
Minimum and maximum project sizes can vary by program, but financing is available for projects starting at $3,000 minimum and scaling up to $100,000 depending on the customer’s credit profile.
No, only residential financing is offered by Fastlane.
Getting started is simple. You’ll complete a quick partner application, and once approved, you’ll gain access to our financing platform, tools, and support resources so you can start offering financing right away.
No. There are no startup costs or upfront fees to become a Fastlane Lending partner. Just a commitment to utilizing our platform.
Onboarding is typically fast and straightforward—many contractors are up and running within a few days.
We combine fast approvals, flexible financing options, broad credit coverage, and dedicated contractor support so you can close more deals with less friction.
Fastlane Lending Solutions, LLC (“Fastlane”) is committed to providing services without regard to race, color, religion, national origin, ancestry, age, sex, familial status, physical handicap, disability, or any other basis prohibited by applicable law.
Fastlane operates a financing platform through which consumers may apply for financing for the purchase of goods and services from participating home improvement contractors and dealers.
Fastlane Lending Solutions, LLC NMLS ID #2553773 https://www.nmlsconsumeraccess.org/
Home improvement loans are originated by Customers Bank, Member FDIC. https://www.customersbank.com/ Customers Bank NMLS ID #699996 https://www.nmlsconsumeraccess.org/
Home improvement loans are serviced by Launch Servicing, LLC. https://launchservicing.com/ NMLS ID #1766839 https://www.nmlsconsumeraccess.org/
THIS IS A LOAN SOLICITATION ONLY. FASTLANE LENDING SOLUTIONS, LLC IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
